Does Arby’s Take Apple Pay? (2022 Updated)

Do you want to get a hot sandwich from Arby’s, but you’re unsure if you can use Apple Pay? This article answers that lingering question and provides all you need to know about Arby’s. Read on!

Arby’s sandwich shops are renowned for their daily fresh-sliced premium Angus beef, turkey, and slow-roasted beef sandwiches.

Most people would want to use Apple Pay because of its convenience when making purchases at Arby’s and other eateries.

Let’s find out if Arby’s takes Apple pay!

A Brief History of Arby’s

In Boardman, Ohio, on July 23, 1964, two brothers named Forrest and Leroy Raffel established Arby’s.

They managed a company that sold equipment for restaurants and believed there was a market for a fast-food chain that served anything other than hamburgers.

They intended to rename their eateries “Big Tex,” but an Akron company had already registered the name.

Instead, they went with the name”Arby’s,” which was derived from the Raffel Brothers’ initials R. B., despite being frequently confused with roast beef.

In terms of revenue, Arby’s ranks third among American fast-food sandwich restaurant chains with more than 3,300 locations nationwide.

Food & Wine referred to Arby’s as “America’s second largest sandwich chain (after Subway)” in an article from October 2017.

The primary asset of Inspire Brands, formerly known as Arby’s Restaurant Group, Inc., is Arby’s (ARG).

On February 5, 2018, the organization that now owns Buffalo Wild Wings changed its name to ARG.

Does Arby’s Take Apple Pay?

Yes, Apple Pay is accepted at Arby’s.

They may not accept Apple Pay at all of Arby’s locations, but most of them do.

Besides cash, Arby’s also accepts credit and debit cards that are linked to your Apple Pay account.

You can also pay with cash to place your purchase.

Since Apple Pay is constantly expanding and adding new features, it’s possible that certain businesses may not yet accept it.

How Does Apple Pay Work?

Apple Pay is a mobile payment and digital wallet service that enables customers to make purchases using an iPhone, Apple Watch, iPad, or Mac.

Users must upload their payment information to the Apple Wallet and proceed with the card issuer’s verification process in order to use Apple Pay.

All necessary payment information is linked to the app, eliminating the need for the user to handle a card when making a purchase.

Notably, Apple Pay is not restricted to Apple-branded terminals. They can be used with any contactless payment system.

However, when a user approaches an Apple Pay-enabled point-of-sale system in a physical store, their iPhone’s screen instantly turns on and launches the wallet.

The user can either touch on a credit card or use the Apple Pay card that is set as their default.

Holding a compatible iPhone or Apple Watch up to a checkout system with NFC, which resembles a regular card checkout terminal in stores, allows you to make a purchase.

When the payment is done, they conclude the transaction.

This only happens after a registered touch ID finger is kept on the home button or the Apple watch is worn on the wrist for a brief period.

A small vibration, a checkmark on the screen, and a buzzer will show that the payment has been successfully processed.

A double tap on the device’s side button is necessary to authenticate a payment for handsets with face ID, which uses a facial scan rather than a fingerprint scan.

In some stores and in some countries, customers may still be asked for a pin number because of outdated point-of-sale devices, transaction restrictions, and prohibitions in some countries.

Since Apple Pay uses the same credit card and authenticates with Touch ID applications that have embraced the Apple Pay API, it has made online payment easy.

All the steps that are necessary when making an online purchase, such as inputting shipping and payment information, are skipped when using Apple Pay in an app or on a website.

How to Use Apple Pay at Arby’s

To use Apple Pay at Arby’s is quite simple. You can follow the steps below:

1. Look for the Apple Pay logo in Arby’s register.

2. Hold your Apple Watch, iPhone, or iPad close to the contactless reader.

3. Touch the Touch ID sensor with your finger or double-click the side Apple watch button.

4. Hold your device close to the contactless reader once more when instructed.

After following the steps above, your money will be processed, and you can enjoy your mouthwatering Arby’s lunch!

The Pros of Using Apple Pay

Apple Pay is a contactless payment system.

It was created to get customers away from physical wallets and move towards a world where debit and credit cards are stored on an iPhone or Apple Watch.

This enables them to make purchases using their smartphone rather than a card.

Here are other advantages below:

1. Low Risk

Recent credit card breaches have affected several large retailers, including Target and Home Depot.

Apple Pay avoids it by doing away with the usage of credit information during the transaction.

With Apple Pay, they process the transfer using a system account number and a dynamic authentication token that is transaction-specific.

Therefore, Apple never gives businesses their actual credit or debit card details or sends them along with orders.

2. Privacy

Customers’ purchases are not tracked by Apple, and no information is stored. This gives greater privacy.

Since the store does not see the customer’s identity or other details like the billing address, using device account numbers instead of credit card numbers makes shopping at the store much more private.

3. Security

The possibility of a stolen number is lower because a credit card is not required.

In contrast, Apple employs a token known as the “device account number” to complete the transaction rather than the credit card number, reducing the risk of credit card information being stolen.

The EMVCo standard, which many industry insiders considered the most dependable payment system, provides the basis for Apple Pay.

4. Convenience

More payment options for consumers equates to greater ease.

Customers who currently use an Apple computer will find Apple Pay to be a smoother means of doing business, resulting in less friction in the purchasing process.

They would also like the speedy Apple Pay checkout since there is no need to enter the credit card’s full details.

5. Easy to Use

When you use Apple Pay, you won’t need to search through your wallet or purse for a debit or credit card, count your change, or worry about inadvertently losing any of the cash you take out.

Most people who use mobile phones have the Apple Pay app installed.

As long as the store you’re shopping from accepts Apple Pay, using Apple Pay allows you to make many payments and buy as many things as possible.

The Cons of Using Apple Pay

Despite the numerous advantages, Apple Pay still has some disadvantages. Some are:

1. Failure in Transactions

There is a considerable chance of “card conflicts” with quick-moving contactless payment systems.

This problem occurs frequently with the recently introduced contactless technologies, when transactions from two or more cards conflict with one another.

This isn’t specific to just Apple Pay.

For instance, if a customer keeps their contactless card on their phone, payments may be duplicated, acquired from the wrong source, or not processed.

2. Limited Availability

As Apple Pay is used more frequently, more locations are accepting it, but not all stores have it.

However, some businesses do not accept Apple Pay.

This is because the technology required for Apple Pay may not be available to retailers, or they may not be eager to update their terminals and systems.

Unfortunately, if you don’t have a credit card or cash on you, Arby’s or other establishments that don’t accept Apple Pay will not sell to you.

3. Software Failure

Apple develops software and apps that function flawlessly, yet periodically the Apple Pay system and app go down.

As a result, using it for payment or shopping may be challenging.

If a system outage causes a customer’s payment to be rejected, they might not use this payment method in the future, and it might not always be clear why the payment was rejected.

If you have any issues with your Apple Pay account, you can get in touch with their customer service.

4. Potential to Bypass Contactless Limits Without Authorization

When the iPhone’s express transit mode is active, research from the University of Birmingham reveals Apple Pay’s vulnerability to payment fraud on Visa cards.

This means that hackers may be able to get around the contactless limitations on tiny purchases.

For example, you bought a train ticket using Apple Pay.

Hackers can override the transaction and duplicate it numerous times without you knowing, because it just requires rudimentary authentication.

How to Check if a Restaurant Accepts Apple Pay

There are various ways of determining whether a restaurant accepts Apple Pay.

To find out if businesses in your neighborhood or elsewhere accept Apple Pay, go to the Apple website.

There are tons of additional websites that offer this information and maintain lists of the restaurants that accept Apple Pay.

When all of Arby’s locations accept Apple Pay, they will be added to this list.

By checking the register to see if the Apple Pay emblem is displayed, you can also determine if a restaurant accepts Apple Pay.

When a restaurant or shop accepts Apple Pay, they’ll make the option visible next to the cash register.

Why is Apple Pay Not Accepted at All Arby’s Locations?

There are several explanations why Arby’s would not accept Apple Pay as a method of payment.

The most frequent explanation is that the cash registers and payment terminals are not configured to accept Apple Pay.

There are specific terminals and readers needed in order to accept Apple Pay.

These restaurants cannot accept Apple Pay since many Arby’s registers are not configured to accept this form of payment.

Customers can pay for their meals and orders quickly and easily, but sometimes everything can go wrong.

People may not have their actual credit or debit cards on them to complete their purchases if the app breaks down, or the system goes down.

Customers may become irate as a result, and Arby’s may end up with a lot of food that cannot be sold.

Anything that creates issues and slows down the line prevents the restaurant from getting customers in and out of the establishment as quickly as possible.

Arby’s only accepts payment methods that are straightforward and easier for the restaurant to manage in order to avoid any problems.

Is Apple Pay Accepted at Arby’s Drive-Thru?

If you need to eat quickly or don’t want to deal with the trouble of going to a restaurant, the drive-thru is a wonderful option.

However, some restaurants may not accept Apple Pay when you order meals through the drive-thru.

Now, does Arby’s accept Apple Pay at the drive-thru?

Yes, Arby’s accepts Apple Pay.

However, you can only order from Arby’s in the drive-through, carryout, or curbside pickup using the quick and contactless Apple Pay payment method.

Also, Arby’s mobile app enables you to bookmark the menu items from your preferred quick-service location for quicker and simpler ordering through the drive-thru.

If you’re in a hurry, you can also place your Arby’s order in advance through the app and avoid the lengthy checkout lines.

It’s crucial to remember that different stores provide different contactless pickup alternatives.

It would be helpful if you first checked the app for information.

The fact that your actual card number is not saved on Apple servers or your smartphone makes using Apple Pay at the drive-through seamless and secure.

Instead, a one-time security code is used to authenticate transactions while your device account number is assigned and encrypted on your device.

Other Payment Methods at Arby’s

There are several payment methods you can use if you need to make a purchase at Arby’s.

Arby’s allows touchless payments through Visa, and it might soon accept other touchless payment options as well.

This is done to lessen the number of people who have to touch the terminals to enter their credit card number and pin, as well as to help stop the transmission of diseases and viruses.

Though Arby’s does not accept a wide variety of virtual wallet payment methods, the fact that it allows touchless payments depicts that the restaurant is interested in providing consumers with a variety of payment options.

Also, customers can either pay with cash, a credit card, or a debit card.

To avoid using a credit or debit card, you can also make your purchase using prepaid gift cards or even Arby’s gift cards.

You can save money at Arby’s by using special discounts and coupons that can be used with any payment method of your choice.

In the future, Arby’s is probably going to keep updating its terminals and cash registers to accommodate more payment methods.

Conclusion

We can use Apple Pay while making purchases at Arby’s.

The digital wallet revolution has made transactions at Arby’s much more secure.

This makes it easier to buy a quick meal from a restaurant that excels at making fast-food meat sandwiches.

CNS Team.