does costco take apple pay

Does Costco Accept Apple Pay? (In-store, Online & Gas)

Are you wondering if Costco accepts Apple Pay despite its strict policy on cards and payment methods? In this article, we’ll cover everything you need to know.

Recently, Apple Pay has become increasingly well known. It is an intriguing new technology.

It makes purchasing considerably more convenient by allowing users to save their credit card information on their phones.

You don’t have to worry about being in a hurry to pay when you are at Costco store anymore because a variety of digital payment options, including Apple Pay, Google Pay, Samsung Pay, etc., have made it unnecessary for you to carry about your wallet full of cash every time you leave the house.

This form of payment is being accepted by an increasing number of businesses. Costco is one of them.

We’ll talk about Costco’s acceptance of Apple Pay as one of its payment methods and the different stores where you can make use of them.

does costco take apple pay

Does Costco Take Apple Pay?

Yes. Costco takes Apple Pay. As of 2022.

You can nearly always walk into a Costco shop in the US and use Apple Pay.

Additionally, they accept additional mobile payment methods, including Google Pay and Samsung Pay. As a result, utilizing Apple Pay at Costco won’t be a problem.

However, as was said earlier, make sure the credit card that is linked to your Apple Wallet is a Visa if you intend to use one.

Can You Use Apple Pay at a Gas Station Pump?

The first Costco gas station opened as a members-only gas station in 1996. Costco was founded in 1976 as a membership-only warehouse club.

Like all other Costco retail locations, Costco Gas is renowned for its inexpensive, premium-grade fuel.

At Costco gas stations, Apple Pay is not accepted.

Although Apple Pay is not mentioned as a form of payment accepted at Costco Gas Stations, it has been found that the majority of American stations do.

Costco Gas, on the other hand, only takes Visa Cards associated with the Apple Pay wallet.

Does Costco UK Accept Credit Cards?


Only cash, debit cards, Costco Shop Cards, and Visa credit cards are accepted at Costco warehouses and petrol stations (gift cards). American Express, Discover, and Mastercard are not accepted.

Consumers may enjoy Costco’s generous amounts and cost-per-ounce prices, but the company’s card acceptance policy leaves a lot to be desired when it comes to credit cards.

How We Can Use Apple Card?

does costco take apple pay

Apple Card is a credit card that was produced by the company with the goal of improving your financial situation.

In just a few minutes, you can sign up for Apple Card at the Wallet app on your iPhone and begin using it with Apple Pay in shops, on apps, and online anywhere in the globe.

The following steps will guide you on how to use Apple card

Pay Now

To make an immediate one-time payment:

  1. Open the Wallet app on your iPhone and tap Apple Card.
  2. Tap Pay.
  3. Hold and slide the payment wheel to choose a payment amount.
  4. Tap Pay Now to instantly make your payment, then follow the instructions on your screen.

Pay Later

To schedule a one-time payment:

  1. Open the Wallet app on your iPhone, tap Apple Card, then tap Pay.
  2. Hold and slide the payment wheel to choose a payment amount, then tap Pay Later.
  3. Choose the date you want to make the payment.4
  4. Tap Pay on [your chosen date], then follow the instructions on your screen.

Why Doesn’t Costco Allow Mastercard as a Payment Method?

The usage of Mastercard, Discover, and American Express is not permitted at Costco due to the exclusivity agreement they have with Visa.

You will require a credit card with a Visa logo if you want to make purchases at Costco.

There don’t seem to be any restrictions on debit card networks, so you could use a Mastercard debit card to make a Costco transaction. The exclusivity does seem to be confined to credit cards alone (or one from any other network).

The most important distinction to make in this situation is that Visa is a network for processing credit cards, not a company that issues credit cards.

The issuing bank handles every aspect of the transaction other than processing it through Visa.

Consequently, even if Costco’s policy restricting accepted cards to those on the Visa network may limit your possibilities, it doesn’t do so to the extent you may anticipate.

The Costco co-branded credit card is one of many bank partners that Visa has that issues cards on the Visa network.

Are Apple Products Cheaper at Costco?

At Costco, Apple products are marked down drastically.

The lack of options is the only drawback; for instance, if you want to buy a MacBook, you can only get it in one color.

However, if you have the patience to wait a few days, you might find a nice bargain that works for you.

At Costco, you can get 2% off of all in-store purchases when you spend more than $200.

While certain Apple products are less expensive, others come with free AppleCare support for users.

The typical return window at Costco is 90 days, but the typical return window at Apple is 14 days, if the products don’t suit your requirements.

Along with offering Apple goods, Costco has become an authorized Apple reseller. The same manufacturer’s warranty is offered to Costco customers who buy Apple items as it is to those who buy them directly from Apple.

Members of Costco get access to the prices. This is a wonderful choice if you want to purchase a MacBook Pro and already have a Costco membership.

Frequently Asked Questions

Depends. Costco is less expensive, but if you need guidance or assistance putting it up, Apple’s staff at the Apple Store would be the best to speak with.

The petrol pump will have the Apple Pay icons showing suggesting it is ready for use when using Apple Pay there. Double-click the side button to pay at the pump, then input your passcode or authenticate with Face ID if available. You can find these and more actions in Buy things with Apple Pay.

Unfortunately, as of 2022, none of Walmart’s shops accept Apple Pay. Instead, customers can use Walmart Pay on their iPhones to make purchases at the registers and self-checkout aisles.


Apple Pay is now the new payment method for most companies. For Costco, Visa is the acceptable credit card. Let us know your experience in the comment section.

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